Financial Tools
That Actually Work.
We built these because bank calculators are designed to sell you debt. Ours are designed to get you out of it.
Rewards Calculator
Enter your monthly spending and see exactly how much cash back or points you'll earn with the top cards.
Credit Score Simulator
"What happens if I miss a payment?" See the future without ruining your actual credit score.
Balance Transfer Calc
Calculate exactly how much interest you'll save by moving debt to a 0% APR card (and if the fee is worth it).
Head-to-Head
Battle Mode. Pit any two cards against each other to see which one wins based on your specific lifestyle.
Card Finder Quiz
Answer 5 questions and our algorithm will recommend the mathematically perfect card for you.
PDF Downloads
Get our free ebooks, credit repair templates, and 5/24 tracking spreadsheets.
All calculations happen locally in your browser. We do not store your financial data.