The Short Version
CardSnark is an independent website. When you click a link to apply for a credit card, the bank pays us a commission if you are approved. This costs you nothing. It's how we keep the site free without annoying pop-up ads.
Our 3 Rules of Business
We operate under a simple ethical code:
We recommend cards that are mathematically good. If a card has great rewards and low fees, we tell you to get it.
We never let banks review, edit, or approve our content before publishing. Our snark is 100% our own.
Who We Work With
We maintain affiliate relationships with many major financial institutions, including but not limited to:
- American Express
- Chase
- Capital One
- Citi
- Discover
- Wells Fargo
However, we also review cards from banks that pay us nothing (like certain credit unions or smaller issuers) because our loyalty is to the reader, not the bank.
FTC Compliance
This disclosure complies with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255). We believe in following the rules because we respect your intelligence.
Questions?
If you have any concerns about our editorial integrity or how we make money, you can email us directly at [email protected].
Disclaimer: CardSnark is not a bank or lender. All credit card offers, rates, and fees are subject to change by the issuer. We do our best to keep information accurate, but always verify terms on the bank's secure application page.