How to Spot a Scam (and Avoid One)

Too good to be true? Yeah, that’s the tagline of your next fraudster’s brochure. Let’s outsmart them.

Red Flags

• Guaranteed returns? Run.
• Pressure to act now — because your future is literally on the line.
• Unsolicited calls/emails — Nope, nope, nope.

Debt & Bankruptcy

Sometimes bankruptcy is the brutal-yet-honest reset button.

Credit Repair Scams

DIY dispute letters > monthly subscription fees to “repair” your credit.