Budgeting for People Who Hate Budgets

Reality check: budgeting isn’t punishment. It’s what keeps you from moving back in with your ex. Here’s how not to hate it.

Track Like a Detective

If you can’t track every cent, start with the big purchases. Spoiler: It’s a wild combination of Uber, Amazon, and avocado toast.

Spend Less Than You Earn

The only time it’s okay to budget below zero is on your fantasy football score.

Emergency Fund

Start with $1,000, then stop telling yourself “tomorrow.”